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RATE OF INTEREST FOR MSME LOANS (RoI Based on Rating-Up to CBI-6) |
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Presently: RBLR = 8.25 % (Repo+ Spread) Repo Rate=5.25%, Spread=3% |
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S.NO. |
SCHEME NAME |
RATE OF INTEREST (RANGE)* p.a. |
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1 |
Cent Business Loan |
7.75 % to 8.45 % |
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2 |
Cent Mortgage Business |
7.75 % to 8.45 % |
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3 |
Cent Vehicle Business |
7.75 % to 8.45 % |
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4 |
Cent Sanjeevani |
8.40 % to 8.60 % |
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5 |
Cent GST Loan |
7.75 % to 8.45 % |
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6 |
Cent Textile |
7.75 % to 8.45 % |
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7 |
Cent Hotel |
8.25% to 8.55 % |
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8 |
Cent CA/CS/CMA |
7.75 % to 8.25% |
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9 |
Cent Rental |
9.50% |
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10 |
Cent Shop |
8.25% to 8.70 % |
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11 |
Cent Ceramics |
7.75 % to 8.45 % |
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12 |
Small Road Transport Operator (SRTO) |
9.20% |
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13 |
Cent Contractor |
8.25% to 9.20% |
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14 |
Cent Arthias |
8.25 % to 9.20 % |
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15 |
Cent Kalyani |
8.25 % to 9.20 % |
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16 |
Cent MSE GIFT (Green Investment and Financing for Transformation) |
8.50 % to 8.70 % |
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17 |
Cent MSE SPICE (Scheme For Promotion and Investment in Circular Economy) |
8.50 % to 8.70 % |
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18 |
Cent Energy Efficiency Scheme |
8.25 % to 8.70 % |
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19 |
Cent Export |
8.25 % |
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20 |
Cent Mudra/Mudra Homestay |
9.20% |
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21 |
Cent Warehouse Receipt (WHR) (Fixed RoI) |
8.50 % |
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22 |
Cent Rice Mills |
7.55 % to 7.95 % |
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23 |
Cent Sugam |
9.20 % |
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24 |
General MSME |
8.25 % to 9.20% |
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25 |
Cent Platinum |
8.20% to 8.70 % |
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26. |
Deendayal Aajivika Yojana -Sahari DJAY-S |
4% (Fixed) -For Female/Transgender/Physically Handicapped Disabled Beneficiaries. 5% (Fixed) -For male Beneficiaries. |
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27. |
Cent Suraksha Start-up loan |
8.40% to 9.25% |
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28. |
Cent CGSE – Cent Credit Guarantee scheme for Exporters. |
Minimum Rate of Interest for MSME -Repo Rate i.e 5.25%.
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29. |
Cent Engineering |
7.75 % to 8.45% |
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Note: Additional Tenor Premium is applicable for Term Loans. |
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