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Rate of Interest for MSME Loans

RATE OF INTEREST FOR MSME LOANS

(RoI Based on Rating-Up to CBI-6)

Presently:    RBLR = 8.25 % (Repo+ Spread)        Repo Rate=5.25%, Spread=3%

S.NO.

SCHEME NAME

RATE OF INTEREST (RANGE)* p.a.

1

Cent Business Loan

7.75 % to 8.45 %

2

Cent Mortgage Business

7.75 % to 8.45 %

3

Cent Vehicle Business

7.75 % to 8.45 %

4

Cent Sanjeevani

8.40 % to 8.60 %

5

Cent GST Loan

7.75 % to 8.45 %

6

Cent Textile

7.75 % to 8.45 %

7

Cent Hotel

8.25% to 8.55 %

8

Cent CA/CS/CMA

7.75 % to 8.25%

9

Cent Rental

9.50%

10

Cent Shop

8.25% to 8.70 %

11

Cent Ceramics

7.75 % to 8.45 %

12

Small Road Transport Operator (SRTO)

9.20%

13

Cent Contractor

8.25% to 9.20%

14

Cent Arthias

8.25 % to 9.20 %

15

Cent Kalyani

8.25 % to 9.20 %

16

Cent MSE GIFT

(Green Investment and Financing for Transformation)

8.50 % to 8.70 %

17

Cent MSE SPICE

(Scheme For Promotion and Investment in Circular Economy)

8.50 % to 8.70 %

18

Cent Energy Efficiency Scheme

8.25 % to 8.70 %

19

Cent Export

8.25 %

20

Cent Mudra/Mudra Homestay

9.20%

21

Cent Warehouse Receipt (WHR) (Fixed RoI)

8.50 %

22

Cent Rice Mills

7.55 % to 7.95 %

23

Cent Sugam

9.20 %

24

General MSME

8.25 % to 9.20%

25

Cent Platinum

8.20% to 8.70 %

26.

Deendayal Aajivika Yojana -Sahari

DJAY-S

4% (Fixed) -For Female/Transgender/Physically Handicapped Disabled Beneficiaries.

5% (Fixed) -For male Beneficiaries.

27.

Cent Suraksha Start-up loan

8.40% to 9.25%

28.

Cent CGSE – Cent Credit Guarantee scheme for Exporters.

Minimum Rate of Interest for MSME -Repo Rate i.e 5.25%.

 

29.

Cent Engineering

7.75 % to 8.45%

Note: Additional Tenor Premium is applicable for Term Loans.