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Interest Rates

Non Resident Accounts Rate of Interest (%)
NRE Term Deposits Click Here to View Interest Rate

Latest FCNR (B) Interest Rate

The interest rates for FCNR (B)/ CENT FCNR (B) PREMIUM PLUS Deposit and RFC Deposits applicable to fresh deposits / renewals made on or after 10.10.2025 to made on or after 10.12.2025 are as under:

Interest Rate on FCNR (B) Deposits w.e.f. Dec 10, 2025 

Period of Deposit

Interest Rates in different currencies in % p.a. (HY Comp.)

USD

GBP

EUR

CAD

AUD

1 year to less than 2 years

5.40

4.50

3.00

1.71

2.95

2 years to less than 3 years

4.30

4.00

2.00

1.46

2.75

3 years to less than 4 years

4.05

3.25

1.50

1.21

2.45

4 years to less than 5 years

3.60

3.00

1.50

1.21

2.45

5 years only

3.60

3.00

1.50

1.21

2.45

Overdue Deposit

2.60

2.00

0.50

0.21

1.45

 RFC (USD) Deposit Interest Rates

Period of USD deposit

Interest Rate in % p.a. (HY Comp.)

6 months to less than 12 months & Savings A/c

                 4.40

Overdue deposits

NIL