Cent Parakram

Features	CENT PARAKRAM Saving Account Scheme
Features	CENT PARAKRAM	CENT PARAKRAM POLICE	CENT PARAKRAM PENSIONER	CENT PARAKRAM AGNIVEER
Eligibility	Serving personnel of Indian Air Force, Indian Army, Indian Navy, BSF, CISF, ITBP, SSB, CRPF, Assam Rifles, NSG, RAW, IB, CBI, Indian Coast Guard, Special Forces at Central and State Level, SPG, NDRF, Fire-fighters, Para-military.	State Police, UT Police forces, Railway Police Force, Metro Police (for cities which follow Police Commissionerate System - Delhi, Mumbai, etc.), Home - Guard.	All three wings of Indian Armed Forces, Central Police Force, State Police Force, UT Police Force, Railway Police Force, etc.	Soldiers below the rank of commissioned officers into the 3 services of the armed forces (Below the officer cadre under Agniveer program)
Age Criteria*	18-65 years	18-65 years	> 18 years	> 18 years
Age Criteria*	*Insurance benefit will be available till the age of 65 years only.
Monthly Average Balance requirement	Nil
Life Insurance Coverage	₹ 5.00 lakhs Life Insurance coverage for Officers of all defense and police forces.		NIL	NIL
Personal Accidental Death Insurance (PAI)	₹150 lakh	₹150 lakh	₹50 lakh	₹50 lakh
Permanent Total Disability (PTD)	₹150 lakh	₹150 lakh	₹50 lakh	₹50 lakh
Air Accidental Death Insurance (AAI)	₹150 lakh	₹150 lakh	₹100 lakh	₹100 lakh
Permanent Partial Disability (PPD)	Up to ₹75 lakh	Up to ₹75 lakh	Up to ₹25 lakh	Up to ₹25 lakh
Other benefit linked to PAI	Child Higher Education Cover (for Graduation, aged between 18-25 years) – Max. up to ₹10 Lakhs for 1 child only. Daughter’s Marriage Cover (18-25 years) – Max. up to ₹10 lakhs for 1 girl child only Ambulance Charges/ Repatriation of Mortal remains - ₹50,000/- Cost of Plastic surgery/Burn up to ₹ 5,00,000/- Death after Coma after accident (more than 48 hours) – up to ₹ 5 lakhs
Wellness program	Annual Health Check Up/Unlimited Tele Consultation Premium to be borne by customer.
Concessions in Processing/ Documentation charges in Retails loans	100%
RTGS/NEFT/ IMPS charges	Unlimited Free through Branch & Online			Unlimited Free through Online
Locker Charges	25% every year waiver on locker rent in case of small/ medium locker (subject to availability)			25% waiver on locker rent for first year
Debit Cards	RuPay Platinum Debit Card
Sweep facility	Available at the request of customer.
DD Issuance	Unlimited Free through respective account
Overdraft Facility	1 month gross salary OR Max. ₹2,00,000/-, whichever is less.		1 month pension OR Max. ₹1,00,000/-, whichever is less.	N/A
Cheque Book issuance	FREE
Cash Handling Charges	FREE
SMS Alerts	FREE
Stop Payment Instruction	FREE
SI Charges	FREE
Interest/TDS/ Balance Certificate	FREE